Healthcare Options for People without Medicare

Provides comprehensive major medical coverage for individuals and families, and you may qualify for income-based tax credits to help lower monthly premiums.

Short-term medical insurance provides temporary major medical coverage for unexpected illnesses or injuries during coverage gaps, offering limited benefits for a defined period of time. (Up to 3 years)

Lump-sum indemnity coverage provides a one-time cash payment upon a covered event or diagnosis, helping cover medical and non-medical expenses and protect your savings. Usually much higher amounts for supplementing a high deductable.

An accident plan pays cash benefits for covered injuries and related care, such as emergency treatment, fractures, ambulance services, and follow-up care, helping offset out-of-pocket expenses after an unexpected accident.

Specified disease or illness care insurance works alongside major medical coverage by providing additional benefits once large deductibles are met, offering a higher maximum payout to help manage significant medical expenses.

Critical illness insurance provides a lump-sum cash benefit upon diagnosis of a covered serious condition, helping pay medical costs, everyday expenses, and protect your savings during recovery.

Travel health insurance provides medical coverage for illness or injury while traveling, helping pay for emergency care, hospital services, and related expenses away from home.