Solutions
Coverage Options
Healthcare Options for People with Medicare
Medicare
Medicare is a federal health insurance program for people age 65 and older, as well as certain younger individuals with qualifying disabilities or specific medical conditions such as End-Stage Renal Disease or ALS. *Most coverage options will require both Part A and Part B of Original Medicare for enrollment.*
Medicare Supplement (Medi-Gap)
A policy designed to work alongside Original Medicare to help cover out-of-pocket expenses, including deductibles, coinsurance, and copayments, as applicable.
$4.50
Medicare Advantage Health Plan
A private health plan that replaces Original Medicare and may include additional benefits such as prescription drug coverage, dental, vision, and hearing services.
Prescription Drug Plan (PDP)
Helps cover the cost of outpatient prescription medications and works alongside Original Medicare or certain Medicare plans.
$4.50
Help Covering Out-of-Pocket Costs
Ancillary products are designed to complement your primary medical coverage by helping reduce out-of-pocket expenses, filling common coverage gaps, and providing added financial protection for services that may not be fully covered—such as hospital stays, dental, vision, hearing, accident, or critical illness care.
Dental or Dental, Vision and Hearing
Dental or dental, vision, and hearing plans help cover routine and preventive services that are often not included in primary medical coverage, reducing out-of-pocket costs for everyday care.
$6.50
Hospital Indemnity Plan
A hospital indemnity plan pays you cash benefits for covered hospital stays and other health related services, helping offset medical expenses so you may avoid reaching your annual maximum out-of-pocket and keep more money in your savings.
$7.50
Cancer or Cancer, Heart Attack & Stroke or Heart Attack & Stroke
Cancer or cancer, heart attack, and stroke plans provide lump-sum cash benefits upon diagnosis, helping cover medical and non-medical expenses so you can manage costs without depleting your savings.
$8.00
Critical Illness
A critical illness plan provides a lump-sum cash benefit upon diagnosis of a covered condition such as cancer, heart attack, stroke, kidney failure, major organ transplant, paralysis, severe burns, or coma. While helping pay medical bills, deductibles, travel costs depending on the plan. Providing cash benefits to help manage both medical and non-medical expenses, everyday living expenses while protecting your savings during recovery.
$8.00
Home Health Care
Home health care coverage helps pay for in-home services such as skilled nursing, therapy, or personal care, reducing out-of-pocket costs and allowing you to recover safely and comfortably at home—often as a more affordable alternative to extended hospital or facility-based care.
$4.00
Short Term Care
Short-term care coverage helps pay for temporary assistance with daily living needs following an illness, injury, or surgery, providing support at home or in a facility and helping avoid higher long-term care expenses. Usually less than 1 year at home.
Long Term Care
Long-term care coverage helps pay for ongoing assistance with daily living activities at home, in assisted living, or in a nursing facility, helping protect your assets and provide care options when extended support is needed.
Accident
An accident plan pays cash benefits for covered injuries and related care. Such as ER visits, fractures, ambulance services, or follow-up treatment. Another option is it may be combined with other policies to help offset out-of-pocket costs and protect your savings after an unexpected accident.
Coverage availability varies by carrier and location. We do not offer every carrier in your area. This website is not affiliated with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed insurance agent may contact you. For official Medicare information, visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). TTY: 1-877-486-2048.